Privacy Policy

Last updated: 3/7/2026

Introduction

MoneySense AI ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, mobile application, and related services (collectively, the "Services"). By using our Services, you consent to the practices described in this Privacy Policy.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you register for our Services, subscribe to our newsletter, or otherwise communicate with us. This may include:

Email address
Articles you analysed

Usage Data

We may automatically collect certain information about how you access and use our Services, including:

IP address and browser type
Operating system and device information
Pages visited and features used
Time spent on our Services
Referring website or application

Financial Data

When you use our financial analysis features, we may collect:

Links to financial articles and documents you analyze
Uploaded financial PDFs and documents
Analysis results and insights generated
Personal financial data when connected via secure APIs

How We Use Your Information

We use the information we collect for various purposes, including:

To provide, maintain, and improve our Services
To personalize your experience and provide relevant financial insights
To analyze financial content and generate insights using AI
To send you newsletters, marketing communications, and updates
To respond to your comments, questions, and requests
To monitor and analyze usage patterns and trends
To detect, prevent, and address technical issues
To comply with legal obligations

Data Sharing and Disclosure

Third-Party Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

Cloud hosting services
Payment processing services if you are subscribed to paid plan
Email delivery services if you are subscribed for newsletter or digest
Analytics services
AI and machine learning platforms for our training purpose

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (such as a court or government agency).

Business Transfers

If we are involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction. We will provide notice before your information becomes subject to a different Privacy Policy.

Data Security

Security Measures

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

Encryption in transit and at rest
Secure authentication and authorization systems with only email
Regular security audits and vulnerability assessments
Access controls and monitoring systems
Secure API connections for financial data

Financial Data Handling

Secure Financial Analysis

When you analyze financial documents or connect financial accounts:

Financial data is processed using secure, encrypted connections
We do not store sensitive financial credentials
Analysis results are stored securely and can be deleted upon request
Financial data is processed locally or in secure cloud environments

AI Processing

Our AI systems are designed to process financial information securely:

AI models do not retain personal financial data beyond processing
Analysis is performed in compliance with financial regulations
We implement privacy-preserving AI techniques where possible
We use various AI Models and Large Language Models available to use under license.

Data Retention

We retain your information for as long as necessary to provide our Services and comply with legal obligations. Specifically:

Account information is retained for the duration of your account
Financial analysis data is retained for 24 months unless deleted earlier
Usage data may be retained for up to 2 years for analytics purposes
Financial documents uploaded for analysis are deleted after 30 days
You may request deletion of your data at any time

Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

Access: Request a copy of your personal information
Correction: Request correction of inaccurate information
Deletion: Request deletion of your personal information
Restriction: Request restriction of processing
Portability: Request transfer of your data to another service
Opt-out: Opt-out of marketing communications
Withdrawal: Withdraw consent where processing is based on consent

To exercise these rights, please contact us at privacy@moneysense.ai. We will respond to your request within 30 days.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Services and hold certain information. Cookies are files with small amounts of data which may include an anonymous unique identifier.

Types of Cookies We Use

Essential Cookies: These are necessary for our Services to function properly
Performance Cookies: These help us understand how our Services are used
Functional Cookies: These enable enhanced functionality and personalization
Targeting Cookies: These help deliver relevant advertising content

We also use cookies for website analytics to understand how users interact with our platform and improve our services. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Services.

Third-Party Services

Our Services may contain links to third-party websites or services that are not owned or controlled by MoneySense AI. We are not responsible for the privacy practices of these third parties.

We encourage you to review the privacy policies of any third-party services that you access through our Services, including financial institutions and data providers.

Children's Privacy

Our Services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at privacy@moneysense.ai.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: legal@moneysense.ai
Website: moneysense.ai

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